I’m Keith DeGreen, and this is your Investors Minute.

The answer to that question depends on whether you’re an accumulator, or a lump sum investor.

Today let’s talk about accumulators. If you’re working, and regularly contributing to your investment accounts, perhaps through a payroll deduction program, and if you have a longer-term goal in mind – say retirement in 10 or 20 years – then whenever markets decline you should do a little victory dance and buy more!

Why? Because markets are on sale! Your invested dollar goes farther than before! It’s your portfolio’s future value – not its value today — that matters. This process, also known as dollar-cost averaging is among the surest ways to long-term wealth.

So, accumulators, keep investing at regular intervals and never let corrections scare you away.

I’m Keith DeGreen and this has been your Investors Minute.

FEE-ONLY DeGreen Capital Management. Pioneers in low-cost exchange-traded fund investing. Irvine: 949-333-4550. Scottsdale: 480-609-9900. www.DeGreen.com. Minimum portfolio requirement $1,000,000.

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